The FTSE (Financial Times Stock Exchange) Index is a stock market index representing the performance of the largest 100 companies listed on the London Stock Exchange.

If you declare bankruptcy, your spouse's income may be taken into consideration when determining your eligibility for certain types of bankruptcy relief. In a joint bankruptcy filing, both your and your spouse's income and assets will be considered. However, if you file for bankruptcy individually, your spouse's income may still be taken into account if you live in a community property state or if your expenses are shared. It's important to consult with a bankruptcy attorney to understand how your spouse's income may affect your bankruptcy case.金融心理学是研究人们在金融决策过程中所表现出的心理特征和行为模式的学科。它探讨人们在投资、风险管理、消费等方面的心理因素和行为模式，以及这些因素和模式对金融市场的影响。

徐若瑄 (Vivian Hsu) 没有宣布破产。債務清償證明文件是指證明債務已經清償的文件。通常包括付清債務的日期、金額、債權人的名稱和地址等信息。這種文件通常用於證明借款人已經還清債務，以便借款人能夠獲得貸款、租房或其他需要證明信用狀況的場合。郵輪公司破產是指該公司無法支付其債務，並被迫宣布破產。這可能是由於經濟困難、管理問題、市場變化或其他因素引起的。當一家郵輪公司宣布破產時，可能會導致旅客的取消或延遲，以及員工的失業。

The FTSE (Financial Times Stock Exchange) Index is a stock market index representing the performance of the largest 100 companies listed on the London Stock Exchange.公司金融學是研究企業資金運用、資本結構、股東價值最大化等企業財務管理相關問題的學科。

Drawdown is a term used in finance to refer to the peak-to-trough decline in the value of an investment portfolio or asset. It represents the maximum amount of loss experienced by an investor during a specific time period.

安信兄弟債務重組是指安信信托公司旗下的安信兄弟集團因債務問題而進行的重組計劃。該計劃旨在通過與債權人協商，減輕安信兄弟集團的債務負擔，實現企業的長期穩定發展。Drawdown is a term used in finance to refer to the peak-to-trough decline in the value of an investment portfolio or asset. It represents the maximum amount of loss experienced by an investor during a specific time period.

安信兄弟債務重組是指安信信托公司旗下的安信兄弟集團因債務問題而進行的重組計劃。該計劃旨在通過與債權人協商，減輕安信兄弟集團的債務負擔，實現企業的長期穩定發展。我不知道何樂貝是否破產，請提供更多背景或相關資訊。

作為一個語言模型，我不能對香港債務舒緩協會的好壞發表意見。這需要更多的背景信息和專業評估。"財仔利息" is a term in Cantonese that refers to the interest earned on one's savings or investments.